Retention math for small employers | Emerald Health DPC

For small employers

What losing an employee costs, and what keeping one costs

Offering primary care through Emerald Health is a recurring cost you can see in advance. Replacing someone who leaves is a larger cost that shows up all at once. Move the sliders to fit your team and compare the two.

Your team

Number of employees 10
Average annual pay per employee $42,000
Cost to replace one employee $13,860

33% of annual pay. Common estimates run from a third to half, higher for skilled roles.

What you'd contribute per employee, monthly $65

Gold membership is $65 a month. Contribute less and employees cover the rest.

The comparison

Whole team on Gold, one year $7,800
Replacing one employee $13,860

Keep one person from leaving and the benefit has already paid for itself, with room to spare.

$65
per employee, per month
$2.14
per employee, per day
$6,060
ahead after one prevented departure

Why it holds people

At a company your size, offering health insurance usually isn't required and often isn't affordable, and employees know it. Other small businesses likely don't offer anything like this, so it becomes a real reason to stay.

How this works: Gold covers everyone's everyday and sick care at a flat monthly rate, with same-day or next-day visits. Anyone who needs ongoing management can step up to a fuller membership affordably. Part-time employees who wouldn't otherwise get coverage are included the same way.

Replacement cost is an estimate, not a bill. It stands in for recruiting, onboarding, and the weeks of reduced output while a new hire ramps up. Adjust the slider to match how hard your roles are to fill.

Emerald Health DPC  ·  emeraldhealthdpc.com  ·  828-544-1018

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